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<div id="MLCalcForm"><map name="MLCalcFormMortgage" id="MLCalcFormMortgageMap"><area shape="rect" coords="150,10,293,36" title="Loan Calculator" onclick="javascript:jQuery('#MLCalcForm .panelItem, #mlcalcWidgetHolder .panelItem').toggle(); return false;" href="https://www.mlcalc.com/mortgage-calculator/" alt="Loan Calculator"/><area shape="default" nohref="nohref" alt=""/></map><map name="MLCalcFormLoan" id="MLCalcFormLoanMap"><area shape="rect" coords="6,10,149,36" title="Mortgage Calculator" onclick="javascript:jQuery('#MLCalcForm .panelItem, #mlcalcWidgetHolder .panelItem').toggle(); return false;" href="https://www.mlcalc.com/mortgage-calculator/" alt="Mortgage Calculator"/><area shape="default" nohref="nohref" alt=""/></map><form action="https://www.mlcalc.com/mortgage-rates/" method="post" id="MLCalcRatesFormTrendCR" target="MLCalcRatesFrame"><input type="hidden" name="state" value="XX"/><input type="hidden" name="wg" value="ig"/></form><table cellpadding="0" cellspacing="0" width="300"><tr><td colspan="3" class="zeroHeight" height="44"><a href="https://www.mlcalc.com/mortgage-calculator/" onclick="return false;" style="padding:0;margin:0;line-height:0;height:0;"><img src="http://keyfinancehomeloan.com.au/wp-content/plugins/mortgage-loan-calculator/en/images/top-panel-mortgage.png" alt="Mortgage Calculator" width="300" height="44" usemap="#MLCalcFormMortgage" class="panelItem" style="display:none" /><img src="http://keyfinancehomeloan.com.au/wp-content/plugins/mortgage-loan-calculator/en/images/top-panel-mortgage-only.png" alt="Mortgage Calculator" width="300" height="44" style="display:none" /></a><a href="https://www.mlcalc.com/loan-calculator/" onclick="return false;" style="padding:0;margin:0;line-height:0;height:0;"><img loading="lazy" src="http://keyfinancehomeloan.com.au/wp-content/plugins/mortgage-loan-calculator/en/images/top-panel-loan.png" alt="Loan Calculator" width="300" height="44" usemap="#MLCalcFormLoan" class="panelItem"  /><img loading="lazy" src="http://keyfinancehomeloan.com.au/wp-content/plugins/mortgage-loan-calculator/en/images/top-panel-loan-only.png" alt="Loan Calculator" width="300" height="44" style="display:none" /></a></td></tr><tr><td style="background: url(http://keyfinancehomeloan.com.au/wp-content/plugins/mortgage-loan-calculator/images/left-bg.png) repeat-y" width="7"></td><td class="formPlaceHolder" width="286"><form action="https://www.mlcalc.com/" method="post" id="MLCalcFormMortgageForm" class="panelItem" style="display:none"><input type="hidden" name="ml" value="mortgage"/> <input type="hidden" name="cl" value="true"/> <input type="hidden" name="wg" value="widget"/><input type="hidden" name="wt" value="wp"/> <input type="hidden" name="cr" value="usd"/><input type="hidden" name="wl" value="en"/> <input type="hidden" name="as" value="year" /><table cellpadding="0" cellspacing="0" width="100%"><tr><td height="10"></td></tr><tr><td width="15"></td><td align="center"><table cellpadding="0" cellspacing="0" width="100%" class="formFields"><tr id="ma"><td class="right"><label for="ma">Purchase price:</label></td><td nowrap="nowrap" align="left"><input type="text" name="ma" value="300,000" size="10" class="valid"/> $</td></tr><tr id="dp" ><td class="right"><label for="dp">Down payment:</label></td><td nowrap="nowrap" align="left"><input type="text" name="dp" value="10" size="3" class="valid"/> % <span id="downPaymentValue"></span></td></tr><tr id="mt"><td class="right"><label for="mt">Mortgage term:</label></td><td nowrap="nowrap" align="left"><input type="text" name="mt" value="30" size="3" class="valid"/> years</td></tr><tr id="mir"><td class="right"><label for="mir">Interest rate:</label></td><td nowrap="nowrap" align="left"><input type="text" name="ir" value="4.5" size="5" class="valid"/> %</td></tr><tr id="pt" ><td class="right"><label for="pt">Property tax:</label></td><td nowrap="nowrap" align="left"><input type="text" name="pt" value="3,000" size="6" class="valid"/> $per year</td></tr><tr id="pi" ><td class="right"><label for="pi">Property insurance:</label></td><td nowrap="nowrap" align="left"><input type="text" name="pi" value="1,500" size="6" class="valid"/> $per year</td></tr><tr id="mi" ><td class="right"><label for="mi">PMI:</label></td><td nowrap="nowrap" align="left"><input type="text" name="mi" value="0.52" size="5" class="valid"/> %</td></tr><tr><td class="right"><label>First payment date:</label></td><td nowrap="nowrap" align="left"><select name="sm"><option label="Jan" value="1">Jan</option><option label="Feb" value="2">Feb</option><option label="Mar" value="3" selected="selected">Mar</option><option label="Apr" value="4">Apr</option><option label="May" value="5">May</option><option label="Jun" value="6">Jun</option><option label="Jul" value="7">Jul</option><option label="Aug" value="8">Aug</option><option label="Sep" value="9">Sep</option><option label="Oct" value="10">Oct</option><option label="Nov" value="11">Nov</option><option label="Dec" value="12">Dec</option></select> <select name="sy"><option label="2004" value="2004">2004</option><option label="2005" value="2005">2005</option><option label="2006" value="2006">2006</option><option label="2007" value="2007">2007</option><option label="2008" value="2008">2008</option><option label="2009" value="2009">2009</option><option label="2010" value="2010">2010</option><option label="2011" value="2011">2011</option><option label="2012" value="2012">2012</option><option label="2013" value="2013">2013</option><option label="2014" value="2014">2014</option><option label="2015" value="2015">2015</option><option label="2016" value="2016">2016</option><option label="2017" value="2017">2017</option><option label="2018" value="2018">2018</option><option label="2019" value="2019" selected="selected">2019</option><option label="2020" value="2020">2020</option><option label="2021" value="2021">2021</option><option label="2022" value="2022">2022</option><option label="2023" value="2023">2023</option><option label="2024" value="2024">2024</option><option label="2025" value="2025">2025</option><option label="2026" value="2026">2026</option><option label="2027" value="2027">2027</option><option label="2028" value="2028">2028</option><option label="2029" value="2029">2029</option><option label="2030" value="2030">2030</option><option label="2031" value="2031">2031</option><option label="2032" value="2032">2032</option><option label="2033" value="2033">2033</option><option label="2034" value="2034">2034</option></select></td></tr><tr id="mas" style="display:none"><td class="right"><label>Amortization:</label></td><td nowrap="nowrap" align="left"><input class="nobg" type="radio" name="as" value="year" id="mas_year" checked="checked" /><label for="mas_year">show by year</label><br/> <input class="nobg" type="radio" name="as" value="month" id="mas_month"  /><label for="mas_month">show by month</label></td></tr><tr><td height="10"></td></tr><tr><td colspan="2" class="center"><input type="submit" value="Calculate" class="sbmButton"/></td></tr></table></td><td width="15"></td></tr><tr><td height="10"></td></tr></table></form><form action="https://www.mlcalc.com/loan-calculator/" method="post" id="MLCalcFormLoanForm" class="panelItem" ><input type="hidden" name="ml" value="loan"/><input type="hidden" name="cl" value="true"/><input type="hidden" name="wg" value="widget"/> <input type="hidden" name="wt" value="wp"/><input type="hidden" name="cr" value="usd"/> <input type="hidden" name="wl" value="en"/> <input type="hidden" name="as" value="year" /><table cellpadding="0" cellspacing="0" width="100%"><tr><td height="10"></td></tr><tr><td width="15"></td><td align="center"><table cellpadding="0" cellspacing="0" class="formFields"><tr id="la"><td class="right"><label for="la">Loan amount:</label></td><td nowrap="nowrap" align="left"><input type="text" name="la" value="175,000" size="10" class="valid"/> $</td></tr><tr id="lt"><td class="right"><label for="lt">Loan term:</label></td><td nowrap="nowrap" align="left"><input type="text" name="lt" value="15" size="3" class="valid"/> years</td></tr><tr id="lir"><td class="right"><label for="lir">Interest rate:</label></td><td nowrap="nowrap" align="left"><input type="text" name="ir" value="4.5" size="5" class="valid"/> %</td></tr><tr><td class="right"><label>First payment date:</label></td><td nowrap="nowrap" align="left"><select name="sm"><option label="Jan" value="1">Jan</option><option label="Feb" value="2">Feb</option><option label="Mar" value="3" selected="selected">Mar</option><option label="Apr" value="4">Apr</option><option label="May" value="5">May</option><option label="Jun" value="6">Jun</option><option label="Jul" value="7">Jul</option><option label="Aug" value="8">Aug</option><option label="Sep" value="9">Sep</option><option label="Oct" value="10">Oct</option><option label="Nov" value="11">Nov</option><option label="Dec" value="12">Dec</option></select> <select name="sy"><option label="2004" value="2004">2004</option><option label="2005" value="2005">2005</option><option label="2006" value="2006">2006</option><option label="2007" value="2007">2007</option><option label="2008" value="2008">2008</option><option label="2009" value="2009">2009</option><option label="2010" value="2010">2010</option><option label="2011" value="2011">2011</option><option label="2012" value="2012">2012</option><option label="2013" value="2013">2013</option><option label="2014" value="2014">2014</option><option label="2015" value="2015">2015</option><option label="2016" value="2016">2016</option><option label="2017" value="2017">2017</option><option label="2018" value="2018">2018</option><option label="2019" value="2019" selected="selected">2019</option><option label="2020" value="2020">2020</option><option label="2021" value="2021">2021</option><option label="2022" value="2022">2022</option><option label="2023" value="2023">2023</option><option label="2024" value="2024">2024</option><option label="2025" value="2025">2025</option><option label="2026" value="2026">2026</option><option label="2027" value="2027">2027</option><option label="2028" value="2028">2028</option><option label="2029" value="2029">2029</option><option label="2030" value="2030">2030</option><option label="2031" value="2031">2031</option><option label="2032" value="2032">2032</option><option label="2033" value="2033">2033</option><option label="2034" value="2034">2034</option></select></td></tr><tr id="las" style="display:none"><td class="right"><label>Amortization:</label></td><td nowrap="nowrap" align="left"><input class="nobg" type="radio" name="as" value="year" id="las_year" checked="checked" /><label for="las_year">show by year</label><br/> <input class="nobg" type="radio" name="as" value="month" id="las_month"  /><label for="las_month">show by month</label></td></tr><tr><td height="10"></td></tr><tr><td colspan="2" class="center"><input type="submit" 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